Natural hazards · Fox Lake

Fox Lake, WI natural hazards

Most of the natural-hazard damage FEMA expects in Fox Lake comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fox Lake?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fox Lake to be higher than in 21% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding40%Cold waves22%Tornadoes20%Hail8%Everything else11%

By hazard

What Fox Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 34 years in the area

Hail

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fox Lake flood?

FEMA's records show no paid flood insurance claims in Fox Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fox Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dodge County.

Disasters that hit Fox Lake

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fox Lake itself: aid to households, or repair grants to the City of Fox Lake.

Brought FEMA money into Fox LakeDeclared for Dodge County only

2011

Severe Winter Storm and Snowstorm

$6K to the City of Fox Lake for repairs

2008

Severe Storms, Tornadoes, and Flooding

71 households applied for aid $135K aid approved $56K to the City of Fox Lake for repairs

2008

Record Snow and Near Record Snow

$3K to the City of Fox Lake for repairs

2004

Severe Storms and Flooding

15 households applied for aid $24K aid approved $18K to the City of Fox Lake for repairs

Dodge County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fox Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fox Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fox Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.