Natural hazards · Ford

Ford, WI natural hazards

Most of the natural-hazard damage FEMA expects in Ford comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ford?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ford to be higher than in 36% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves32%Tornadoes10%Everything else12%

By hazard

What Ford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 3 years in the area

Cold waves

32% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 11 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ford flood?

FEMA's records show no paid flood insurance claims in Ford.

of all homes
are insured

No community discount. Ford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Taylor County.

Disasters that hit Ford

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ford itself: aid to households, or repair grants to the Town of Ford.

Brought FEMA money into FordDeclared for Taylor County only

2002

Severe Storms, Tornadoes and Flooding

$21K to the Town of Ford for repairs

Taylor County has had 6 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Ford

Ford and the towns around it

Very lowLowModerateHighVery high

Grovermostly inland floodingModerate

Fordmostly inland floodingLow

Auroramostly inland floodingLow

Clevelandmostly inland floodingLow

Gilmanmostly inland floodingLow

Rooseveltmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ford total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.