Natural hazards · Flambeau

Flambeau, WI natural hazards

Most of the natural-hazard damage FEMA expects in Flambeau comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Flambeau?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Flambeau to be higher than in 48% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves39%Tornadoes6%Everything else7%

By hazard

What Flambeau faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 4 years in the area

Cold waves

39% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 9 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Flambeau flood?

FEMA's records show no paid flood insurance claims in Flambeau.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Flambeau isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rusk County.

Disasters that hit Flambeau

Federal disasters declared here

None of the disasters declared for Rusk County shows FEMA aid or repair money reaching Flambeau itself in FEMA’s records.

Brought FEMA money into FlambeauDeclared for Rusk County only

Rusk County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Flambeau

Flambeau and the towns around it

Very lowLowModerateHighVery high

Thornapplemostly inland floodingHigh

Grantmostly inland floodingHigh

Flambeaumostly inland floodingModerate

Deweymostly inland floodingModerate

Hubbardmostly inland floodingModerate

Ladysmithmostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Flambeau is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Flambeau’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Flambeau. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.