Natural hazards · Fairwater

Fairwater, WI natural hazards

Most of the natural-hazard damage FEMA expects in Fairwater comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairwater?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairwater to be higher than in 12% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes20%Cold waves16%Hail9%Everything else9%

By hazard

What Fairwater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

20% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 13 years in the area

Cold waves

16% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 6 times a year in the area

Hail

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairwater flood?

FEMA's records show no paid flood insurance claims in Fairwater.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairwater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fond du Lac County.

Disasters that hit Fairwater

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairwater itself: aid to households, or repair grants to the Village of Fairwater.

Brought FEMA money into FairwaterDeclared for Fond du Lac County only

2008

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $10K aid approved $6K to the Village of Fairwater for repairs

2004

Severe Storms and Flooding

4 households applied for aid $5K aid approved $1K to the Village of Fairwater for repairs

Fond du Lac County has had 10 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairwater is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fairwater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fairwater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.