Natural hazards · Evansville

Evansville, WI natural hazards

Most of the natural-hazard damage FEMA expects in Evansville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1996. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Evansville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Evansville to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes23%Cold waves21%Hail7%Everything else11%

By hazard

What Evansville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 33 years in the area

Cold waves

21% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 5 times a year in the area

Hail

7% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Evansville flood?

Every paid claim on a federal flood insurance policy in Evansville, from FEMA’s records.

2paid claims since 1996

$8Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Evansville is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Rock County.

Disasters that hit Evansville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Evansville itself: aid to households, or repair grants to the City of Evansville.

Brought FEMA money into EvansvilleDeclared for Rock County only

2026

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $6K aid approved

2008

Severe Storms, Tornadoes, and Flooding

14 households applied for aid $21K aid approved $61K to the City of Evansville for repairs

2008

Record Snow and Near Record Snow

$9K to the City of Evansville for repairs

2007

Severe Storms and Flooding

58 households applied for aid $44K aid approved

2000

Snow

$6K to the City of Evansville for repairs

Rock County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Evansville

Evansville and the towns around it

Very lowLowModerateHighVery high

Evansvillemostly inland floodingVery low

Unionmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Evansville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Evansville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Evansville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.