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Housing in Ephraim

A typical Ephraim home is worth roughly $505,000

Builders were permitted 2 new homes in 2025.

Typical home value
$505K
WI $340K
Estimate
2-bedroom rent
$1,190
a month, utilities in · HUD
Median tax bill
$4,675
WI $3,792

What kind of housing town is Ephraim?

Read from the numbers below. The page puts what stands out first.

★ What stands out · The homes

2 of Ephraim’s houses are on the National Register

Half of Ephraim’s homes were built before 1955.

History →
Owners and renters
Own 89%Rent 11%

Wisconsin: 68% own.

1955
typical home built · WI 1975
$4,675
median property tax bill · WI $3,792
65%
of homes are seasonal or vacation homes
Historic houses in Ephraim

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error. Historic houses: National Register of Historic Places.

Affordability

What it takes to buy in Ephraim

Try your own numbers below.

You could afford about
$279,000
Typical Ephraim home $505K

That’s $226K short of a typical Ephraim home.

The typical home, each month
$3,250
Loan $2,500Tax $600Insurance $150

A two-bedroom rents for about $1,190 a month here, $2,060 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Wisconsin typical property tax (1.42% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,190

Renters already here pay a median of $956, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$850
1 bedroom$910
2 bedrooms$1,190
3 bedrooms$1,440
4 bedrooms$1,580
11%
of households rent · WI 32%
21
renter households
$956
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Door County, WI): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

2 new homes permitted in 2025

Builders were permitted 2 new homes in Ephraim in 2025, all in buildings with two or more homes. Over the past 10 years, Ephraim has permitted 45 homes in all.

Single-family2+ homes per building
051015 200020052010201520202025
2
new homes permitted in 2025
4
2026 so far (Jan–Aug)
45
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+57
New homes+28

Between the 2010 and 2020 censuses, Ephraim gained 57 residents while 28 new homes were permitted: about 2 new residents per new home. Building and growth moved roughly in step. Across Wisconsin: 1.3 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)404$720,000
2025202$360,000
202414014$2.5 million
2023770$2.1 million
2022440$1.1 million
2021550$1.2 million
2020220$557,000
2019660$1.4 million
2018330$644,000
2017220$600,000
2016000—
2015440$1.5 million
2014330$698,000
2013330$651,000
2012220$810,000
2011220$960,000
2010330$2.1 million
2009220$370,000
2008110$875,000
2007880$2.9 million
2006660$2.3 million
2005220$330,000
2004660$2.4 million
2003440$1.3 million
2002220$895,000
2001110$240,000
2000000—

Ephraim's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Next door

Ephraim vs. its neighbors

Ephraim is the priciest of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Ephraim$505K*—$1,1902$100,313
Liberty Grove$419K*—$1,200—$79,500
Gibraltar$499K*—$1,240—$103,984

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Ephraim buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Ephraim still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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