Natural hazards · Embarrass

Embarrass, WI natural hazards

Most of the natural-hazard damage FEMA expects in Embarrass comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Embarrass?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Embarrass to be higher than in 26% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves28%Tornadoes12%Hail6%Everything else7%

By hazard

What Embarrass faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 3 years in the area

Cold waves

28% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 23 years in the area

Hail

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Embarrass flood?

FEMA's records show no paid flood insurance claims in Embarrass.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Embarrass isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Waupaca County.

Disasters that hit Embarrass

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Embarrass itself: aid to households, or repair grants to the Village of Embarrass.

Brought FEMA money into EmbarrassDeclared for Waupaca County only

2026

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $22K aid approved $13K to the Village of Embarrass for repairs

Waupaca County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Embarrass

Embarrass and the towns around it

Very lowLowModerateHighVery high

Embarrassmostly inland floodingLow

Mattesonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Embarrass is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Embarrass’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Embarrass. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.