Natural hazards · Elmwood

Elmwood, WI natural hazards

Most of the natural-hazard damage FEMA expects in Elmwood comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elmwood?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elmwood to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes11%Cold waves7%Strong wind7%Everything else7%

By hazard

What Elmwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 27 years in the area

Cold waves

7% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 9 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elmwood flood?

FEMA's records show no paid flood insurance claims in Elmwood.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Elmwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pierce County.

Disasters that hit Elmwood

Federal disasters declared here

None of the disasters declared for Pierce County shows FEMA aid or repair money reaching Elmwood itself in FEMA’s records.

Brought FEMA money into ElmwoodDeclared for Pierce County only

Pierce County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Elmwood

Elmwood and the towns around it

Very lowLowModerateHighVery high

Elmwoodmostly inland floodingHigh

Spring Lakemostly inland floodingHigh

Rock Elmmostly inland floodingHigh

Westonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elmwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Elmwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Elmwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.