Natural hazards · Ellsworth

Ellsworth, WI natural hazards

Most of the natural-hazard damage FEMA expects in Ellsworth comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ellsworth?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ellsworth to be higher than in 29% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes26%Strong wind13%Cold waves11%Hail8%Everything else4%

By hazard

What Ellsworth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

26% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 32 years in the area

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Cold waves

11% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 9 times a year in the area

Hail

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ellsworth flood?

FEMA's records show no paid flood insurance claims in Ellsworth.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ellsworth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pierce County.

Disasters that hit Ellsworth

Federal disasters declared here

None of the disasters declared for Pierce County shows FEMA aid or repair money reaching Ellsworth itself in FEMA’s records.

Brought FEMA money into EllsworthDeclared for Pierce County only

Pierce County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Ellsworth

Ellsworth and the towns around it

Very lowLowModerateHighVery high

Hartlandmostly inland floodingModerate

El Pasomostly inland floodingModerate

Martellmostly inland floodingModerate

Trimbellemostly inland floodingModerate

Ellsworthmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ellsworth covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ellsworth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ellsworth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ellsworth total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.