TownTapestry
Sign inJoin
Elk GroveGood night
Natural hazards · Elk Grove

Elk Grove, WI natural hazards

Most of the natural-hazard damage FEMA expects in Elk Grove comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2010. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Elk Grove?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elk Grove to be higher than in 29% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves41%Inland flooding28%Tornadoes11%Hail10%Strong wind5%Everything else5%
By hazard

What Elk Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

41% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 6 times a year in the area

Inland flooding

28% of expected damage
Below average · higher than 31% of U.S. places
Recorded about once a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 9 years in the area

Hail

10% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 4 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Elk Grove flood?

Every paid claim on a federal flood insurance policy in Elk Grove, from FEMA’s records.

1paid claims since 2010
$3Kpaid to owners
0homes flooded more than once
20102026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Elk Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lafayette County.
Disasters that hit Elk Grove

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Elk Grove itself: aid to households, or repair grants to the Town of Elk Grove.

Brought FEMA money into Elk GroveDeclared for Lafayette County only
2011

Severe Winter Storm and Snowstorm

$4K to the Town of Elk Grove for repairs
2008

Severe Storms, Tornadoes, and Flooding

$7K to the Town of Elk Grove for repairs
2000

Severe Storms, Tornadoes, and Flooding

$4K to the Town of Elk Grove for repairs
Lafayette County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Elk Grove

Elk Grove and the towns around it

Belmont: Low, mostly cold wavesBenton: Low, mostly cold wavesNew Diggings: Low, mostly cold wavesBelmont: Low, mostly cold wavesKendall: Moderate, mostly cold wavesMifflin: Very low, mostly inland floodingLima: Low, mostly inland floodingCuba City: Very low, mostly inland floodingHazel Green: Very low, mostly inland floodingHazel Green: Very low, mostly inland floodingVinegar Hill: Low, mostly inland floodingSmelser: Very low, mostly inland floodingCouncil Hill: Low, mostly inland floodingShullsburg: Low, mostly cold wavesWhite Oak Springs: Low, mostly cold wavesSeymour: Low, mostly cold wavesElk Grove: Low, mostly cold waves Elk GroveBelmontBentonNew Diggings
Very lowLowModerateHighVery high
Bentonmostly cold wavesLow
Elk Grovemostly cold wavesLow
Belmontmostly cold wavesLow
New Diggingsmostly cold wavesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elk Grove covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Elk Grove’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Elk Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Elk Grove total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Elk Grove, WILafayette CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Elk Grove is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map