Natural hazards · Elcho

Elcho, WI natural hazards

Most of the natural-hazard damage FEMA expects in Elcho comes from cold waves, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elcho?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elcho to be higher than in 13% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves51%Inland flooding36%Tornadoes6%Everything else7%

By hazard

What Elcho faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

51% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

36% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

6% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 23 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elcho flood?

FEMA's records show no paid flood insurance claims in Elcho.

of all homes
are insured

No community discount. Elcho isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Langlade County.

Disasters that hit Elcho

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Elcho itself: aid to households, or repair grants to the Town of Elcho.

Brought FEMA money into ElchoDeclared for Langlade County only

2019

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$293K to the Town of Elcho for repairs

Langlade County has had 6 natural disasters declared since 1953, most often floods and tornadoes.

Around Elcho

Elcho and the towns around it

Very lowLowModerateHighVery high

Enterprisemostly inland floodingLow

Schoepkemostly inland floodingLow

Ainsworthmostly cold wavesVery low

Elchomostly cold wavesVery low

Uphammostly cold wavesVery low

Parrishmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elcho covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Elcho’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Elcho. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Elcho total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.