Natural hazards · Edgewater

Edgewater, WI natural hazards

Most of the natural-hazard damage FEMA expects in Edgewater comes from cold waves, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Edgewater?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Edgewater to be higher than in 42% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves58%Inland flooding35%Everything else8%

By hazard

What Edgewater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

58% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

35% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Edgewater flood?

FEMA's records show no paid flood insurance claims in Edgewater.

of all homes
are insured

No community discount. Edgewater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sawyer County.

Disasters that hit Edgewater

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Edgewater itself: aid to households, or repair grants to the Town of Edgewater.

Brought FEMA money into EdgewaterDeclared for Sawyer County only

2000

Severe Storms, Tornadoes, and Flooding

$8K to the Town of Edgewater for repairs

1999

Wi-Flood-07/20/99

$47K to the Town of Edgewater for repairs

Sawyer County has had 7 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Edgewater

Edgewater and the towns around it

Very lowLowModerateHighVery high

Meteormostly cold wavesHigh

Couderaymostly cold wavesHigh

Wilsonmostly inland floodingModerate

Edgewatermostly cold wavesModerate

Sand Lakemostly cold wavesModerate

Birchwoodmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Edgewater is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Edgewater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Edgewater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.