Natural hazards · Dunbar

Dunbar, WI natural hazards

Most of the natural-hazard damage FEMA expects in Dunbar comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 2020.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dunbar?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dunbar to be higher than in 32% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves54%Inland flooding39%Everything else8%

By hazard

What Dunbar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

54% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

39% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dunbar flood?

Every paid claim on a federal flood insurance policy in Dunbar, from FEMA’s records.

4paid claims since 2020

$164Kpaid to owners

0homes flooded more than once

20202026

of all homes
are insured

No community discount. Dunbar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marinette County.

Disasters that hit Dunbar

Federal disasters declared here

None of the disasters declared for Marinette County shows FEMA aid or repair money reaching Dunbar itself in FEMA’s records.

Brought FEMA money into DunbarDeclared for Marinette County only

Marinette County has had 5 natural disasters declared since 1953, most often floods and hurricanes.

Around Dunbar

Dunbar and the towns around it

Very lowLowModerateHighVery high

Pembinemostly cold wavesLow

Niagaramostly cold wavesLow

Dunbarmostly cold wavesLow

Goodmanmostly cold wavesLow

Athelstanemostly cold wavesLow

Beechermostly cold wavesLow

Auroramostly cold wavesLow

Homesteadmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dunbar covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dunbar’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Dunbar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dunbar total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.