Natural hazards · Drummond

Drummond, WI natural hazards

Most of the natural-hazard damage FEMA expects in Drummond comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2014. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Drummond?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Drummond to be higher than in 27% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves30%Strong wind7%Everything else9%

By hazard

What Drummond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 2 years in the area

Cold waves

30% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesEarthquakesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Drummond flood?

Every paid claim on a federal flood insurance policy in Drummond, from FEMA’s records.

1paid claims since 2014

$12Kpaid to owners

0homes flooded more than once

20142026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Drummond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bayfield County.

Disasters that hit Drummond

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Drummond itself: aid to households, or repair grants to the Town of Drummond.

Brought FEMA money into DrummondDeclared for Bayfield County only

2026

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $5K aid approved

2016

Severe Storms and Flooding

$13K to the Town of Drummond for repairs

1999

Wi-Flood-07/20/99

$14K to the Town of Drummond for repairs

Bayfield County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Drummond

Drummond and the towns around it

Very lowLowModerateHighVery high

Drummondmostly inland floodingLow

Barnesmostly inland floodingLow

Cablemostly inland floodingLow

Grand Viewmostly cold wavesVery low

Masonmostly cold wavesVery low

Deltamostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Drummond covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Drummond’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Drummond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Drummond total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.