Natural hazards · Dexter

Dexter, WI natural hazards

Most of the natural-hazard damage FEMA expects in Dexter comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1986. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dexter?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dexter to be higher than in 54% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves23%Tornadoes9%Hail6%Everything else4%

By hazard

What Dexter faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 10 years in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dexter flood?

Every paid claim on a federal flood insurance policy in Dexter, from FEMA’s records.

4paid claims since 1986

$7Kpaid to owners

0homes flooded more than once

19862026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dexter isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.

Disasters that hit Dexter

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Dexter itself: aid to households, or repair grants to the Town of Dexter.

Brought FEMA money into DexterDeclared for Wood County only

2010

Severe Storms and Flooding

$7K to the Town of Dexter for repairs

Wood County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Dexter

Dexter and the towns around it

Very lowLowModerateHighVery high

Dextermostly inland floodingModerate

Hilesmostly inland floodingModerate

Woodmostly inland floodingModerate

Remingtonmostly inland floodingModerate

Cranmoormostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dexter covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dexter’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Dexter. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dexter total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.