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Natural hazards · Darlington

Darlington, WI natural hazards

Most of the natural-hazard damage FEMA expects in Darlington comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 47 claims here since 1978. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Darlington?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Darlington to be higher than in 46% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves45%Inland flooding29%Tornadoes10%Hail8%Everything else9%
By hazard

What Darlington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

45% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 6 times a year in the area

Inland flooding

29% of expected damage
Above average · higher than 57% of U.S. places
Recorded about once a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once every 15 years in the area

Hail

8% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Darlington flood?

Every paid claim on a federal flood insurance policy in Darlington, from FEMA’s records.

47paid claims since 1978
$546Kpaid to owners
3homes flooded more than once
19782026

Biggest named events

  • March 2019 Midwest Flooding: 1 claim, $40K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Darlington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lafayette County.

What’s been done with FEMA grants

42buildings floodproofed
26flood-prone properties bought out and cleared
1storm safe rooms built
Disasters that hit Darlington

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Darlington itself: aid to households, or repair grants to the City of Darlington.

Brought FEMA money into DarlingtonDeclared for Lafayette County only
2017

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mud

$11K to the City of Darlington for repairs
2011

Severe Winter Storm and Snowstorm

$10K to the City of Darlington for repairs
2008

Severe Storms, Tornadoes, and Flooding

$10K to the City of Darlington for repairs
2004

Severe Storms and Flooding

2 households applied for aid $3K aid approved
2000

Severe Storms, Tornadoes, and Flooding

$8K to the City of Darlington for repairs
Lafayette County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Darlington

Darlington and the towns around it

Darlington: Low, mostly cold wavesWiota: Low, mostly cold wavesGratiot: Low, mostly cold wavesLamont: High, mostly inland floodingSeymour: Low, mostly cold wavesWillow Springs: Moderate, mostly cold wavesShullsburg: Low, mostly cold wavesDarlington: Moderate, mostly cold waves DarlingtonDarlington
Very lowLowModerateHighVery high
Darlingtonmostly cold wavesModerate
Darlingtonmostly cold wavesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Darlington is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Darlington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Darlington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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