Cumberland, WI housing market
Home prices around Cumberland have risen about 77% over the past 5 years. Builders were permitted 8 new homes in 2025.
Home values, sales, trends and how Cumberland compares with the towns next door — updated as new data is published.
Home prices up 77% in 5 years
The federal house price index for the ZIP code around Cumberland rose 77% over the past 5 years, faster than across Wisconsin (57%). Last year prices rose 18%. Carrying the Census median home value forward with that index puts the typical Cumberland home at roughly $342,000 today.
Show as a table
| Year | Change that year | Since 2000 | Wisconsin since 2000 |
|---|---|---|---|
| 2025 | +18% | +171% | +143% |
| 2024 | −3.7% | +130% | +131% |
| 2023 | +10% | +139% | +116% |
| 2022 | +30% | +116% | +95% |
| 2021 | +8.9% | +67% | +70% |
| 2020 | +4.8% | +53% | +54% |
| 2019 | +1.8% | +46% | +50% |
| 2018 | +11% | +44% | +43% |
| 2017 | +1.1% | +30% | +36% |
| 2016 | +4.6% | +28% | +29% |
| 2015 | +0.4% | +23% | +24% |
| 2014 | −0.3% | +22% | +21% |
| 2013 | −2.2% | +23% | +19% |
| 2012 | −4% | +25% | +19% |
| 2011 | −1.1% | +31% | +21% |
| 2010 | −5.4% | +32% | +25% |
| 2009 | −1.4% | +39% | +31% |
| 2008 | −5.6% | +41% | +36% |
| 2007 | +3.8% | +50% | +38% |
| 2006 | +3.9% | +44% | +36% |
| 2005 | +6% | +39% | +32% |
| 2004 | +11% | +31% | +21% |
| 2003 | +2.7% | +18% | +13% |
| 2002 | +9.4% | +15% | +9.3% |
| 2001 | +5.4% | +5.4% | +5.2% |
| 2000 | — | — | — |
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP code 54829, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
8 new homes permitted in 2025
Builders were permitted 8 new homes in Cumberland in 2025: 4 single-family houses and 4 in buildings with two or more homes, worth about $2.3 million to build. That's 3.5 per 1,000 residents, about the pace of Wisconsin as a whole. Over the past 10 years, Cumberland has permitted 92 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Cumberland gained 104 residents while 37 new homes were permitted: about 2.8 new residents per new home. Building and growth moved roughly in step. Across Wisconsin: 1.3 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 6 | 6 | 0 | $1.7 million |
| 2025 | 8 | 4 | 4 | $2.3 million |
| 2024 | 7 | 3 | 4 | $3.6 million |
| 2023 | 25 | 7 | 18 | $6.2 million |
| 2022 | 27 | 7 | 20 | $6.8 million |
| 2021 | 2 | 2 | 0 | $1.3 million |
| 2020 | 5 | 3 | 2 | $1.2 million |
| 2019 | 8 | 4 | 4 | $1.5 million |
| 2018 | 5 | 5 | 0 | $1.1 million |
| 2017 | 4 | 4 | 0 | $755,000 |
| 2016 | 1 | 1 | 0 | $185,000 |
| 2015 | 5 | 5 | 0 | $740,000 |
| 2014 | 6 | 2 | 4 | $650,000 |
| 2013 | 1 | 1 | 0 | $130,000 |
| 2012 | 2 | 2 | 0 | $300,000 |
| 2011 | 2 | 2 | 0 | $609,000 |
| 2010 | 3 | 3 | 0 | $552,000 |
| 2009 | 3 | 3 | 0 | $330,000 |
| 2008 | 3 | 3 | 0 | $660,000 |
| 2007 | 7 | 3 | 4 | $1.2 million |
| 2006 | 8 | 8 | 0 | $1.7 million |
| 2005 | 6 | 6 | 0 | $685,000 |
| 2004 | 7 | 7 | 0 | $1.1 million |
| 2003 | 8 | 8 | 0 | $1.3 million |
| 2002 | 30 | 6 | 24 | $2.6 million |
| 2001 | 15 | 7 | 8 | $1.2 million |
| 2000 | 13 | 5 | 8 | $1.4 million |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Cumberland and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Cumberland | — | +18%† | $1,070 | 8 | $49,479 |
| Cumberland | $335K | +4.7% | $1,070 | — | $81,691 |
| Lakeland | — | +18%† | $1,030 | 2 | $63,750 |
| Maple Plain | — | +18%† | $1,070 | — | $66,667 |
† FHFA price index change, where Zillow has no home value for the town.
3.7 years of income
The typical Cumberland home costs about 3.7 years of the town's median household income, less than across Wisconsin (4.4 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,070
HUD's Fair Market Rent for a two-bedroom in Cumberland is $1,070 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Cumberland pay a median of $943, so moving in tends to cost more than staying put. A two-bedroom takes about 26% of the town's median household income.
Studio $760 · 4 bedrooms $1,720
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (54829; Barron County, WI), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.