Natural hazards · Cuba

Cuba, WI natural hazards

Most of the natural-hazard damage FEMA expects in Cuba comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cuba?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cuba to be higher than in 17% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding35%Cold waves20%Tornadoes18%Strong wind9%Hail8%Everything else10%
By hazard

What Cuba faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 3 times a year in the area

Cold waves

20% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 16 years in the area

Strong wind

9% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 5 times a year in the area

Hail

8% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cuba flood?

FEMA's records show no paid flood insurance claims in Cuba.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Cuba isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grant County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared
Disasters that hit Cuba

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cuba itself: aid to households, or repair grants to the City of Cuba.

Brought FEMA money into CubaDeclared for Grant County only
2011

Severe Winter Storm and Snowstorm

$6K to the City of Cuba for repairs
2010

Severe Storms, Tornadoes, and Flooding

27 households applied for aid $60K aid approved $8K to the City of Cuba for repairs
2008

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $25K aid approved $3K to the City of Cuba for repairs
2004

Severe Storms and Flooding

3 households applied for aid $1K aid approved
Grant County has had 17 natural disasters declared since 1953, most often severe storms and floods.
Around Cuba

Cuba and the towns around it

Benton: Low, mostly cold wavesSmelser: Very low, mostly inland floodingHazel Green: Very low, mostly inland floodingNew Diggings: Low, mostly cold wavesHazel Green: Very low, mostly inland floodingVinegar Hill: Low, mostly inland floodingCouncil Hill: Low, mostly inland floodingElk Grove: Low, mostly cold wavesPlatteville: Very low, mostly inland floodingParis: Very low, mostly inland floodingMenominee: Low, mostly inland floodingJamestown: Very low, mostly inland floodingCuba City: Very low, mostly inland flooding Cuba CityBentonSmelserHazel Green
Very lowLowModerateHighVery high
Bentonmostly cold wavesLow
Hazel Greenmostly inland floodingVery low
Cuba Citymostly inland floodingVery low
Smelsermostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cuba is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Cuba’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cuba. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01