Natural hazards · Cooks Valley

Cooks Valley, WI natural hazards

Most of the natural-hazard damage FEMA expects in Cooks Valley comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cooks Valley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cooks Valley to be higher than in 29% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves27%Tornadoes10%Strong wind5%Everything else8%

By hazard

What Cooks Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Cold waves

27% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 23 years in the area

Strong wind

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cooks Valley flood?

FEMA's records show no paid flood insurance claims in Cooks Valley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cooks Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chippewa County.

Disasters that hit Cooks Valley

Federal disasters declared here

None of the disasters declared for Chippewa County shows FEMA aid or repair money reaching Cooks Valley itself in FEMA’s records.

Brought FEMA money into Cooks ValleyDeclared for Chippewa County only

Chippewa County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Cooks Valley

Cooks Valley and the towns around it

Very lowLowModerateHighVery high

Grantmostly inland floodingModerate

Auburnmostly inland floodingModerate

Howardmostly inland floodingLow

Cooks Valleymostly inland floodingLow

Woodmohrmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cooks Valley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cooks Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cooks Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.