Natural hazards · Chilton

Chilton, WI natural hazards

Most of the natural-hazard damage FEMA expects in Chilton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2008. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chilton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chilton to be higher than in 9% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves21%Tornadoes17%Hail11%Everything else11%

By hazard

What Chilton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once every 2 years in the area

Cold waves

21% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 51 years in the area

Hail

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chilton flood?

Every paid claim on a federal flood insurance policy in Chilton, from FEMA’s records.

3paid claims since 2008

$12Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chilton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Calumet County.

Disasters that hit Chilton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chilton itself: aid to households, or repair grants to the City of Chilton.

Brought FEMA money into ChiltonDeclared for Calumet County only

2008

Severe Storms, Tornadoes, and Flooding

36 households applied for aid $29K aid approved

2004

Severe Storms and Flooding

4 households applied for aid $7K aid approved

2001

Flooding, Severe Storms and Tornadoes

$4K to the City of Chilton for repairs

Calumet County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Chilton

Chilton and the towns around it

Very lowLowModerateHighVery high

Charlestownmostly inland floodingVery low

Chiltonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chilton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chilton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chilton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.