Natural hazards · Centuria

Centuria, WI natural hazards

Most of the natural-hazard damage FEMA expects in Centuria comes from cold waves, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Centuria?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Centuria to be higher than in 19% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves34%Inland flooding30%Tornadoes15%Strong wind9%Hail7%Everything else6%

By hazard

What Centuria faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

34% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

30% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

15% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 68 years in the area

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Hail

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Centuria flood?

FEMA's records show no paid flood insurance claims in Centuria.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Centuria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Polk County.

Disasters that hit Centuria

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Centuria itself: aid to households, or repair grants to the Village of Centuria.

Brought FEMA money into CenturiaDeclared for Polk County only

2001

Flooding, Severe Storms and Tornadoes

$19K to the Village of Centuria for repairs

Polk County has had 8 natural disasters declared since 1953, most often floods and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Centuria is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Centuria’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Centuria. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.