Natural hazards · Cary

Cary, WI natural hazards

Most of the natural-hazard damage FEMA expects in Cary comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cary?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cary to be higher than in 54% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves23%Tornadoes9%Hail6%Everything else4%

By hazard

What Cary faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 10 years in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cary flood?

FEMA's records show no paid flood insurance claims in Cary.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cary isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.

Disasters that hit Cary

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cary itself: aid to households, or repair grants to the Town of Cary.

Brought FEMA money into CaryDeclared for Wood County only

2010

Severe Storms and Flooding

$9K to the Town of Cary for repairs

Wood County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Cary

Cary and the towns around it

Very lowLowModerateHighVery high

Carymostly inland floodingModerate

Woodmostly inland floodingModerate

Hilesmostly inland floodingModerate

Rockmostly inland floodingLow

Sherwoodmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cary is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cary’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cary. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.