Natural hazards · Carlton

Carlton, WI natural hazards

Most of the natural-hazard damage FEMA expects in Carlton comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carlton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carlton to be higher than in 2% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves28%Tornadoes14%Hail7%Strong wind5%Everything else4%

By hazard

What Carlton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once a year in the area

Cold waves

28% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 34 years in the area

Hail

7% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Strong wind

5% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carlton flood?

FEMA's records show no paid flood insurance claims in Carlton.

of all homes
are insured

No community discount. Carlton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kewaunee County.

Disasters that hit Carlton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Carlton itself: aid to households, or repair grants to the Town of Carlton.

Brought FEMA money into CarltonDeclared for Kewaunee County only

2000

Snow

$1K to the Town of Carlton for repairs

Kewaunee County has had 6 natural disasters declared since 1953, most often floods and hurricanes.

Around Carlton

Carlton and the towns around it

Very lowLowModerateHighVery high

Carltonmostly inland floodingVery low

Franklinmostly inland floodingVery low

West Kewauneemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carlton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Carlton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Carlton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Carlton total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.