Natural hazards · Campbell

Campbell, WI natural hazards

Most of the natural-hazard damage FEMA expects in Campbell comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2001. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Campbell?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Campbell to be higher than in 8% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding35%Cold waves29%Tornadoes15%Hail12%Heat waves5%Everything else4%

By hazard

What Campbell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about 2 times a year in the area

Cold waves

29% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 73% of U.S. places

Hail

12% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Heat waves

5% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Campbell flood?

Every paid claim on a federal flood insurance policy in Campbell, from FEMA’s records.

1paid claims since 2001

$2Kpaid to owners

0homes flooded more than once

20012026

Biggest named events

Severe flooding: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Campbell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: La Crosse County.

Disasters that hit Campbell

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Campbell itself: aid to households, or repair grants to the Town of Campbell.

Brought FEMA money into CampbellDeclared for La Crosse County only

2001

Flooding, Severe Storms and Tornadoes

$148K to the Town of Campbell for repairs

La Crosse County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Campbell

Campbell and the towns around it

Very lowLowModerateHighVery high

La Crescentmostly inland floodingVery high

Dresbachmostly inland floodingHigh

New Hartfordmostly inland floodingHigh

Onalaskamostly cold wavesLow

La Crossemostly cold wavesLow

Campbellmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Campbell covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Campbell’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Campbell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Campbell total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.