Natural hazards · Cambria

Cambria, WI natural hazards

Most of the natural-hazard damage FEMA expects in Cambria comes from hail, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2008. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cambria?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cambria to be higher than in 75% of U.S. communities, mostly from hail and inland flooding.

Hail49%Inland flooding25%Cold waves10%Tornadoes9%Everything else7%

By hazard

What Cambria faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

49% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

25% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 9 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cambria flood?

Every paid claim on a federal flood insurance policy in Cambria, from FEMA’s records.

1paid claims since 2008

$11Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Storm: 1 claim, $11K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cambria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Columbia County.

Disasters that hit Cambria

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cambria itself: aid to households, or repair grants to the Village of Cambria.

Brought FEMA money into CambriaDeclared for Columbia County only

2008

Severe Storms, Tornadoes, and Flooding

43 households applied for aid $82K aid approved $81K to the Village of Cambria for repairs

2004

Severe Storms and Flooding

10 households applied for aid $9K aid approved $1.2M to the Village of Cambria for repairs

2000

Snow

$1K to the Village of Cambria for repairs

Columbia County has had 9 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Cambria

Cambria and the towns around it

Very lowLowModerateHighVery high

Cambriamostly hailHigh

Courtlandmostly hailHigh

Randolphmostly hailHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cambria is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cambria’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cambria. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.