Natural hazards · Brandon

Brandon, WI natural hazards

Most of the natural-hazard damage FEMA expects in Brandon comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2004. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brandon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brandon to be higher than in 12% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes20%Cold waves16%Hail9%Everything else9%

By hazard

What Brandon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

20% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 13 years in the area

Cold waves

16% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 6 times a year in the area

Hail

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brandon flood?

Every paid claim on a federal flood insurance policy in Brandon, from FEMA’s records.

1paid claims since 2004

$5Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brandon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fond du Lac County.

Disasters that hit Brandon

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brandon itself: aid to households, or repair grants to the Village of Brandon.

Brought FEMA money into BrandonDeclared for Fond du Lac County only

2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

$9K to the Village of Brandon for repairs

2008

Severe Storms, Tornadoes, and Flooding

42 households applied for aid $69K aid approved $36K to the Village of Brandon for repairs

2004

Severe Storms and Flooding

8 households applied for aid $14K aid approved $28K to the Village of Brandon for repairs

Fond du Lac County has had 10 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brandon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Brandon’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Brandon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brandon total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.