Natural hazards · Blaine

Blaine, WI natural hazards

Most of the natural-hazard damage FEMA expects in Blaine comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blaine?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blaine to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves28%Everything else19%

By hazard

What Blaine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once every 4 years in the area

Cold waves

28% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 10 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blaine flood?

FEMA's records show no paid flood insurance claims in Blaine.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Blaine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Burnett County.

Disasters that hit Blaine

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Blaine itself: aid to households, or repair grants to the Town of Blaine.

Brought FEMA money into BlaineDeclared for Burnett County only

2018

Severe Storms, Straight-Line Winds, and Flooding

$28K to the Town of Blaine for repairs

2016

Severe Storms and Flooding

$443K to the Town of Blaine for repairs

2001

Flooding, Severe Storms and Tornadoes

$79K to the Town of Blaine for repairs

Burnett County has had 8 natural disasters declared since 1953, most often severe storms and floods.

Around Blaine

Blaine and the towns around it

Very lowLowModerateHighVery high

Arnamostly inland floodingLow

Minongmostly inland floodingLow

Blainemostly inland floodingLow

Swissmostly inland floodingLow

Webb Lakemostly inland floodingLow

Dairylandmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blaine is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Blaine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Blaine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.