Natural hazards · Bergen

Bergen, WI natural hazards

Most of the natural-hazard damage FEMA expects in Bergen comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bergen?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bergen to be higher than in 61% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding61%Cold waves24%Tornadoes7%Everything else8%

By hazard

What Bergen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Cold waves

24% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 11 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bergen flood?

FEMA's records show no paid flood insurance claims in Bergen.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bergen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marathon County.

Disasters that hit Bergen

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bergen itself: aid to households, or repair grants to the Town of Bergen.

Brought FEMA money into BergenDeclared for Marathon County only

2004

Severe Storms and Flooding

$44K to the Town of Bergen for repairs

Marathon County has had 10 natural disasters declared since 1953, most often severe storms and floods.

Around Bergen

Bergen and the towns around it

Very lowLowModerateHighVery high

Bergenmostly inland floodingHigh

Green Valleymostly inland floodingHigh

Knowltonmostly inland floodingHigh

Eau Pleinemostly inland floodingModerate

Mosineemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bergen covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bergen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bergen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bergen total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.