Natural hazards · Baileys Harbor

Baileys Harbor, WI natural hazards

Most of the natural-hazard damage FEMA expects in Baileys Harbor comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Baileys Harbor?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Baileys Harbor to be higher than in 6% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding59%Cold waves25%Tornadoes7%Everything else9%

By hazard

What Baileys Harbor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once every 5 years in the area

Cold waves

25% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 40 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

HurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Baileys Harbor flood?

FEMA's records show no paid flood insurance claims in Baileys Harbor.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Baileys Harbor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Door County.

Disasters that hit Baileys Harbor

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Baileys Harbor itself: aid to households, or repair grants to the Town of Baileys Harbor.

Brought FEMA money into Baileys HarborDeclared for Door County only

2000

Snow

$780 to the Town of Baileys Harbor for repairs

Door County has had 4 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Baileys Harbor

Baileys Harbor and the towns around it

Very lowLowModerateHighVery high

Jacksonportmostly inland floodingVery low

Baileys Harbormostly inland floodingVery low

Egg Harbormostly inland floodingVery low

Gibraltarmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Baileys Harbor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Baileys Harbor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Baileys Harbor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.