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Natural hazards · Bagley

Bagley, WI natural hazards

Most of the natural-hazard damage FEMA expects in Bagley comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 12 claims here since 2001. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bagley?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bagley to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding59%Cold waves11%Tornadoes11%Hail7%Everything else13%
By hazard

What Bagley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 3 times a year in the area

Cold waves

11% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 8 years in the area

Hail

7% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bagley flood?

Every paid claim on a federal flood insurance policy in Bagley, from FEMA’s records.

12paid claims since 2001
$185Kpaid to owners
1homes flooded more than once
20012026

Biggest named events

  • Severe flooding: 2 claims, $9K
  • 2025-08-MilwaukeeMetro-Flood: 2 claims, $37K
  • March 2019 Midwest Flooding: 1 claim, $20K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bagley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grant County.

What’s been done with FEMA grants

3storm safe rooms built
2flood-prone properties bought out and cleared
Disasters that hit Bagley

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bagley itself: aid to households, or repair grants to the Village of Bagley.

Brought FEMA money into BagleyDeclared for Grant County only
2013

Severe Storms, Flooding, and Mudslides

$16K to the Village of Bagley for repairs
2011

Severe Winter Storm and Snowstorm

$1K to the Village of Bagley for repairs
2010

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $473 aid approved
2008

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $10K aid approved $3K to the Village of Bagley for repairs
2007

Severe Storms and Flooding

16 households applied for aid $64K aid approved
2004

Severe Storms and Flooding

4 households applied for aid $7K aid approved
2001

Flooding, Severe Storms and Tornadoes

$8K to the Village of Bagley for repairs
Grant County has had 17 natural disasters declared since 1953, most often severe storms and floods.
Around Bagley

Bagley and the towns around it

Bloomington: High, mostly inland floodingWyalusing: High, mostly inland floodingGlen Haven: High, mostly inland floodingLittle Grant: High, mostly inland floodingPatch Grove: High, mostly inland floodingBeetown: High, mostly inland floodingBridgeport: Moderate, mostly inland floodingMillville: High, mostly inland floodingBagley: High, mostly inland flooding BagleyBloomingtonWyalusing
Very lowLowModerateHighVery high
Bagleymostly inland floodingHigh
Bloomingtonmostly inland floodingHigh
Wyalusingmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bagley is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bagley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bagley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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