Natural hazards · Ashford

Ashford, WI natural hazards

Most of the natural-hazard damage FEMA expects in Ashford comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ashford?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ashford to be higher than in 10% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves21%Tornadoes19%Hail8%Everything else9%

By hazard

What Ashford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Cold waves

21% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 21 years in the area

Hail

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ashford flood?

FEMA's records show no paid flood insurance claims in Ashford.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ashford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fond du Lac County.

Disasters that hit Ashford

Federal disasters declared here

None of the disasters declared for Fond du Lac County shows FEMA aid or repair money reaching Ashford itself in FEMA’s records.

Brought FEMA money into AshfordDeclared for Fond du Lac County only

Fond du Lac County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Ashford

Ashford and the towns around it

Very lowLowModerateHighVery high

Waynemostly inland floodingVery low

Lomiramostly inland floodingVery low

Ashfordmostly inland floodingVery low

Campbellsportmostly inland floodingVery low

Auburnmostly inland floodingVery low

Edenmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ashford is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ashford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ashford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.