Natural hazards · Arcadia

Arcadia, WI natural hazards

Most of the natural-hazard damage FEMA expects in Arcadia comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 26 claims here since 1992. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arcadia?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arcadia to be higher than in 56% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves16%Tornadoes9%Hail5%Everything else11%

By hazard

What Arcadia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 3 times a year in the area

Cold waves

16% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 34 years in the area

Hail

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arcadia flood?

Every paid claim on a federal flood insurance policy in Arcadia, from FEMA’s records.

26paid claims since 1992

$1.4Mpaid to owners

1homes flooded more than once

19922026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Arcadia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Trempealeau County.

Disasters that hit Arcadia

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Arcadia itself: aid to households, or repair grants to the City of Arcadia.

Brought FEMA money into ArcadiaDeclared for Trempealeau County only

2017

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mud

$236K to the City of Arcadia for repairs

2010

Severe Storms and Flooding

$97K to the City of Arcadia for repairs

Trempealeau County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arcadia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Arcadia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Arcadia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.