Natural hazards · Winlock

Winlock, WA natural hazards

Most of the natural-hazard damage FEMA expects in Winlock comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2007. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Winlock?

96
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winlock to be higher than in 96% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding56%Earthquakes43%Everything else2%
By hazard

What Winlock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 4 years in the area

Earthquakes

43% of expected damage
Well above average · higher than 95% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Winlock flood?

Every paid claim on a federal flood insurance policy in Winlock, from FEMA’s records.

1paid claims since 2007
$859paid to owners
0homes flooded more than once
20072026

Biggest named events

  • Winter storm: 1 claim, $859
of all homes
are insured
No community discount. Winlock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lewis County.
Disasters that hit Winlock

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Winlock itself: aid to households, or repair grants to the City of Winlock.

Brought FEMA money into WinlockDeclared for Lewis County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

2 households applied for aid $1K aid approved
2015

Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, Mudslides, and a T

$28K to the City of Winlock for repairs
2012

Severe Winter Storm, Flooding, Landslides, and Mudslides

$13K to the City of Winlock for repairs
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

3 households applied for aid
2008

Severe Winter Storm and Record and Near Record Snow

$12K to the City of Winlock for repairs
2007

Severe Storms, Flooding, Landslides, and Mudslides

42 households applied for aid $102K aid approved $383K to the City of Winlock for repairs
2006

Severe Storms, Flooding, Landslides, and Mudslides

2 households applied for aid
2001

Earthquake

$16K to the City of Winlock for repairs
Lewis County has had 33 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winlock covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Winlock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Winlock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Winlock total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Winlock, WAView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Winlock is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01