Natural hazards · Wilbur

Wilbur, WA natural hazards

Most of the natural-hazard damage FEMA expects in Wilbur comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1999. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wilbur?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wilbur to be higher than in 82% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire40%Inland flooding35%Cold waves16%Everything else8%

By hazard

What Wilbur faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

40% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

35% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 2 years in the area

Cold waves

16% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wilbur flood?

Every paid claim on a federal flood insurance policy in Wilbur, from FEMA’s records.

1paid claims since 1999

$2Kpaid to owners

0homes flooded more than once

19992026

of all homes
are insured

No community discount. Wilbur isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Wilbur

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wilbur itself: aid to households, or repair grants to the Town of Wilbur.

Brought FEMA money into WilburDeclared for Lincoln County only

2017

Severe Winter Storms, Flooding, Landslides, Mudslides

$706K to the Town of Wilbur for repairs

2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

$28K to the Town of Wilbur for repairs

2008

Severe Winter Storm and Record and Near Record Snow

$481 to the Town of Wilbur for repairs

Lincoln County has had 15 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wilbur is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wilbur’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wilbur. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.