Natural hazards · Washougal

Washougal, WA natural hazards

Most of the natural-hazard damage FEMA expects in Washougal comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 9 claims here since 1982. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Washougal?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Washougal to be higher than in 82% of U.S. communities, mostly from inland flooding.

Inland flooding76%Earthquakes9%Cold waves8%Everything else6%

By hazard

What Washougal faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 3 years in the area

Earthquakes

9% of expected damage

Well above average · higher than 80% of U.S. places

Cold waves

8% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 4 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

HurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Washougal flood?

Every paid claim on a federal flood insurance policy in Washougal, from FEMA’s records.

9paid claims since 1982

$78Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Torrential rain: 4 claims, $54K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Washougal isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clark County.

Disasters that hit Washougal

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Washougal itself: aid to households, or repair grants to the City of Washougal.

Brought FEMA money into WashougalDeclared for Clark County only

2008

Severe Winter Storm and Record and Near Record Snow

$6K to the City of Washougal for repairs

2006

Severe Storms, Flooding, Landslides, and Mudslides

14 households applied for aid $46K aid approved

Clark County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Washougal

Washougal and the towns around it

Very lowLowModerateHighVery high

Washougalmostly inland floodingVery high

Camasmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Washougal covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Washougal’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Washougal. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Washougal total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.