Natural hazards · Valley

Valley, WA natural hazards

Most of the natural-hazard damage FEMA expects in Valley comes from wildfires, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Valley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Valley to be higher than in 81% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire50%Inland flooding37%Cold waves7%Everything else6%

By hazard

What Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

50% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

37% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 2 years in the area

Cold waves

7% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Valley flood?

FEMA's records show no paid flood insurance claims in Valley.

of all homes
are insured

No community discount. Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stevens County.

Disasters that hit Valley

Federal disasters declared here

None of the disasters declared for Stevens County shows FEMA aid or repair money reaching Valley itself in FEMA’s records.

Brought FEMA money into ValleyDeclared for Stevens County only

Stevens County has had 20 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Valley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.