Natural hazards · Twisp

Twisp, WA natural hazards

Most of the natural-hazard damage FEMA expects in Twisp comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Twisp?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Twisp to be higher than in 99% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding44%Wildfire40%Avalanches12%Everything else4%

By hazard

What Twisp faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Wildfire

40% of expected damage

Well above average · among the top 1% of U.S. places

Avalanches

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Twisp flood?

FEMA's records show no paid flood insurance claims in Twisp.

of all homes
are insured

No community discount. Twisp isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Okanogan County.

Disasters that hit Twisp

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Twisp itself: aid to households, or repair grants to the Town of Twisp.

Brought FEMA money into TwispDeclared for Okanogan County only

2015

Wildfires and Mudslides

$30K to the Town of Twisp for repairs

2014

Wildfires

$40K to the Town of Twisp for repairs

Okanogan County has had 35 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Twisp is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Twisp’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Twisp. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Twisp, WA natural hazards

How exposed is Twisp?

What Twisp faces

Inland flooding

Wildfire

Avalanches

Lower here

Not a risk here

Does Twisp flood?

2 federal disasters brought FEMA money here

Wildfires and Mudslides

Wildfires

How to read this page

Where to, neighbor?

Matches

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