Natural hazards · Suquamish

Suquamish, WA natural hazards

Most of the natural-hazard damage FEMA expects in Suquamish comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2003. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Suquamish?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Suquamish to be higher than in 65% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes70%Inland flooding20%Everything else10%

By hazard

What Suquamish faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

70% of expected damage

Well above average · higher than 91% of U.S. places

Inland flooding

20% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 28 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamis

Not a risk here

HurricanesCold wavesDroughtAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Suquamish flood?

Every paid claim on a federal flood insurance policy in Suquamish, from FEMA’s records.

1paid claims since 2003

$8Kpaid to owners

0homes flooded more than once

20032026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Suquamish isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kitsap County.

Disasters that hit Suquamish

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Suquamish itself: aid to households, or repair grants to Suquamish.

Brought FEMA money into SuquamishDeclared for Kitsap County only

2007

Severe Storms, Flooding, Landslides, and Mudslides

8 households applied for aid $7K aid approved

Kitsap County has had 14 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Suquamish covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Suquamish’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Suquamish. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Suquamish total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.