Natural hazards · Soap Lake

Soap Lake, WA natural hazards

Most of the natural-hazard damage FEMA expects in Soap Lake comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Soap Lake?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Soap Lake to be higher than in 63% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding61%Wildfire15%Cold waves11%Heat waves5%Earthquakes5%Everything else2%

By hazard

What Soap Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 3 years in the area

Wildfire

15% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

11% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Heat waves

5% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 70% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Soap Lake flood?

FEMA's records show no paid flood insurance claims in Soap Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Soap Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant County.

Disasters that hit Soap Lake

Federal disasters declared here

None of the disasters declared for Grant County shows FEMA aid or repair money reaching Soap Lake itself in FEMA’s records.

Brought FEMA money into Soap LakeDeclared for Grant County only

Grant County has had 10 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Soap Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Soap Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Soap Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.