Natural hazards · Sedro-Woolley

Sedro-Woolley, WA natural hazards

Most of the natural-hazard damage FEMA expects in Sedro-Woolley comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 28 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sedro-Woolley?

77
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sedro-Woolley to be higher than in 77% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding70%Earthquakes22%Everything else8%
By hazard

What Sedro-Woolley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 3 years in the area

Earthquakes

22% of expected damage
Well above average · higher than 84% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sedro-Woolley flood?

Every paid claim on a federal flood insurance policy in Sedro-Woolley, from FEMA’s records.

28paid claims since 1979
$460Kpaid to owners
3homes flooded more than once
19792026

Biggest named events

  • 2025-12-AtmosphericRiver: 1 claim, $217K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of all homes
are insured
No community discount. Sedro-Woolley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Skagit County.

What’s been done with FEMA grants

32flood-prone properties bought out and cleared
5homes raised above flood level
3flood-prone homes bought out and moved
Disasters that hit Sedro-Woolley

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sedro-Woolley itself: aid to households, or repair grants to the City of Sedro-Woolley.

Brought FEMA money into Sedro-WoolleyDeclared for Skagit County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

64 households applied for aid $756K aid approved $105K to the City of Sedro-Woolley for repairs
2021

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

81 households applied for aid $440K aid approved $236K to the City of Sedro-Woolley for repairs
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

35 households applied for aid $43K aid approved $1K to the City of Sedro-Woolley for repairs
2008

Severe Winter Storm and Record and Near Record Snow

$5K to the City of Sedro-Woolley for repairs
2006

Severe Storms, Flooding, Landslides, and Mudslides

25 households applied for aid $22K aid approved $42K to the City of Sedro-Woolley for repairs
2003

Severe Storms and Flooding

137 households applied for aid $408K aid approved $49K to the City of Sedro-Woolley for repairs
2001

Earthquake

$9K to the City of Sedro-Woolley for repairs
Skagit County has had 26 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sedro-Woolley covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Sedro-Woolley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Sedro-Woolley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sedro-Woolley total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01