Natural hazards · Seabeck

Seabeck, WA natural hazards

Most of the natural-hazard damage FEMA expects in Seabeck comes from earthquakes, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seabeck?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seabeck to be higher than in 78% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes58%Inland flooding33%Everything else9%

By hazard

What Seabeck faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

58% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

33% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 28 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamis

Not a risk here

HurricanesCold wavesDroughtAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seabeck flood?

FEMA's records show no paid flood insurance claims in Seabeck.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Seabeck isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kitsap County.

Disasters that hit Seabeck

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Seabeck itself: aid to households, or repair grants to Seabeck.

Brought FEMA money into SeabeckDeclared for Kitsap County only

2007

Severe Storms, Flooding, Landslides, and Mudslides

103 households applied for aid $287K aid approved

2003

Severe Storms and Flooding

13 households applied for aid $2K aid approved

Kitsap County has had 14 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seabeck is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Seabeck’s own flood-insurance community; household aid to the registrant’s city; repair grants to Seabeck. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.