Natural hazards · Rosalia

Rosalia, WA natural hazards

Most of the natural-hazard damage FEMA expects in Rosalia comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rosalia?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rosalia to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding72%Cold waves11%Everything else17%

By hazard

What Rosalia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Cold waves

11% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rosalia flood?

Every paid claim on a federal flood insurance policy in Rosalia, from FEMA’s records.

1paid claims since 1996

$9Kpaid to owners

0homes flooded more than once

19962026

of all homes
are insured

No community discount. Rosalia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Whitman County.

Disasters that hit Rosalia

Federal disasters declared here

None of the disasters declared for Whitman County shows FEMA aid or repair money reaching Rosalia itself in FEMA’s records.

Brought FEMA money into RosaliaDeclared for Whitman County only

Whitman County has had 16 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rosalia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rosalia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Rosalia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.