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Housing in Roche Harbor

A typical Roche Harbor home is worth roughly $902,000

Home prices around Roche Harbor have risen about 50% over the past 5 years.

Typical home value
$902K
▲ 0.4% in a year · WA $592K
Estimate
2-bedroom rent
$1,810
a month, utilities in · HUD
Median tax bill
$5,189
WA $4,556

What kind of housing town is Roche Harbor?

Read from the numbers below. The page puts what stands out first.

★ What stands out · The homes

84% of Roche Harbor households own their home

Half of Roche Harbor’s homes were built before 1992.

Owners and renters
Own 84%Rent 16%

Washington: 64% own.

1992
typical home built · WA 1985
$5,189
median property tax bill · WA $4,556
0.58%
of a home’s value, a year in tax · WA 0.81%
45%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Affordability

A typical home costs 9.6 years of income

More than across Washington (6 years). Try your own numbers below.

You could afford about
$383,000
Typical Roche Harbor home $902K

That’s $519K short of a typical Roche Harbor home.

The typical home, each month
$5,160
Loan $4,470Tax $430Insurance $260

A two-bedroom rents for about $1,810 a month here, $3,350 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Roche Harbor’s typical property tax (0.58% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Home prices up 50% in 5 years

The federal house price index for the ZIP code around Roche Harbor rose 50% over the past 5 years, faster than across Washington (44%). Prices were about flat last year.

Roche Harbor areaWashington
0%+50%+100%+150%+200%+250%200020052010201520202025
+0.4%
past year
+50%
past 5 years
+101%
past 10 years

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Roche Harbor, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $1,810

Renters already here pay a median of $1,764.

Fair Market Rent a month, utilities included

Studio$1,250
1 bedroom$1,380
2 bedrooms$1,810
3 bedrooms$2,400
4 bedrooms$2,400
16%
of households rent · WA 36%
41
renter households
$1,764
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (San Juan County, WA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Neighbors talk housing

What Roche Harbor buyers, sellers and renters are saying.

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Is Roche Harbor still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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