Natural hazards · River Road

River Road, WA natural hazards

Most of the natural-hazard damage FEMA expects in River Road comes from earthquakes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is River Road?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in River Road to be higher than in 69% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes67%Inland flooding29%Everything else5%

By hazard

What River Road faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

67% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

29% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once every 5 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningTsunamis

Not a risk here

HurricanesDroughtAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does River Road flood?

FEMA's records show no paid flood insurance claims in River Road.

of all homes
are insured

No community discount. River Road isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clallam County.

Disasters that hit River Road

Federal disasters declared here

None of the disasters declared for Clallam County shows FEMA aid or repair money reaching River Road itself in FEMA’s records.

Brought FEMA money into River RoadDeclared for Clallam County only

Clallam County has had 26 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. River Road is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to River Road’s own flood-insurance community; household aid to the registrant’s city; repair grants to River Road. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.