Natural hazards · Ridgefield

Ridgefield, WA natural hazards

Most of the natural-hazard damage FEMA expects in Ridgefield comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ridgefield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridgefield to be higher than in 63% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding50%Earthquakes35%Cold waves8%Everything else7%

By hazard

What Ridgefield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 3 years in the area

Earthquakes

35% of expected damage

Well above average · higher than 86% of U.S. places

Cold waves

8% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 4 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

HurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ridgefield flood?

FEMA's records show no paid flood insurance claims in Ridgefield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ridgefield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clark County.

Disasters that hit Ridgefield

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ridgefield itself: aid to households, or repair grants to the City of Ridgefield.

Brought FEMA money into RidgefieldDeclared for Clark County only

2006

Severe Storms, Flooding, Landslides, and Mudslides

2 households applied for aid $4K aid approved

Clark County has had 15 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridgefield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ridgefield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ridgefield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.