Natural hazards · Redmond

Redmond, WA natural hazards

Most of the natural-hazard damage FEMA expects in Redmond comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 1983. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Redmond?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Redmond to be higher than in 76% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes77%Inland flooding22%Everything else2%

By hazard

What Redmond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

77% of expected damage

Well above average · higher than 93% of U.S. places

Inland flooding

22% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once every 4 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Redmond flood?

Every paid claim on a federal flood insurance policy in Redmond, from FEMA’s records.

8paid claims since 1983

$119Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 25% off flood insurance. Redmond is in FEMA’s Community Rating System (class 5) for its flood-proofing work.

Insurance rates: King County.

Disasters that hit Redmond

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Redmond itself: aid to households, or repair grants to the City of Redmond.

Brought FEMA money into RedmondDeclared for King County only

2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

7 households applied for aid $49K aid approved

2017

Severe Winter Storms, Flooding, Landslides, Mudslides

$48K to the City of Redmond for repairs

2012

Severe Winter Storm, Flooding, Landslides, and Mudslides

$84K to the City of Redmond for repairs

2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

$7K to the City of Redmond for repairs

2008

Severe Winter Storm and Record and Near Record Snow

$169K to the City of Redmond for repairs

2007

Severe Storms, Flooding, Landslides, and Mudslides

7 households applied for aid $9K aid approved

2006

Severe Winter Storm, Landslides, and Mudslides

$148K to the City of Redmond for repairs

2006

Severe Storms, Flooding, Landslides, and Mudslides

4 households applied for aid

King County has had 30 natural disasters declared since 1953, most often floods and severe storms.

Around Redmond

Redmond and the towns around it

Very lowLowModerateHighVery high

Bellevuemostly earthquakesHigh

Redmondmostly earthquakesHigh

Kirklandmostly earthquakesHigh

Sammamishmostly earthquakesHigh

Union Hill-Novelty Hillmostly earthquakesHigh

Cottage Lakemostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Redmond covers 12 census tracts, combined by population.

Money that reached townFlood claims are matched to Redmond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Redmond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Redmond total about $55.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.