Natural hazards · Raymond

Raymond, WA natural hazards

Most of the natural-hazard damage FEMA expects in Raymond comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 37 claims here since 1981. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Raymond?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Raymond to be higher than in 93% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes46%Inland flooding45%Everything else9%

By hazard

What Raymond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

46% of expected damage

Well above average · higher than 93% of U.S. places

Inland flooding

45% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 3 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtAvalanchesTsunamis

Not a risk here

HurricanesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Raymond flood?

Every paid claim on a federal flood insurance policy in Raymond, from FEMA’s records.

37paid claims since 1981

$377Kpaid to owners

4homes flooded more than once

19812026

Biggest named events

Winter storm: 1 claim, $29K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Raymond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pacific County.

Disasters that hit Raymond

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Raymond itself: aid to households, or repair grants to the City of Raymond.

Brought FEMA money into RaymondDeclared for Pacific County only

2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

13 households applied for aid $120K aid approved

2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

14 households applied for aid $50K aid approved

2007

Severe Storms, Flooding, Landslides, and Mudslides

436 households applied for aid $225K aid approved $46K to the City of Raymond for repairs

2006

Severe Storms, Flooding, Tidal Surge, Landslides, and Mudslides

$21K to the City of Raymond for repairs

2001

Earthquake

$34K to the City of Raymond for repairs

Pacific County has had 24 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Raymond is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Raymond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Raymond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.