Natural hazards · Point Roberts

Point Roberts, WA natural hazards

Most of the natural-hazard damage FEMA expects in Point Roberts comes from earthquakes, and overall the risk is low for a U.S. community. Flood insurance has paid 23 claims here since 1982. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Point Roberts?

33
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Point Roberts to be higher than in 33% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes51%Inland flooding40%Everything else9%
By hazard

What Point Roberts faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

51% of expected damage
Well above average · higher than 85% of U.S. places

Inland flooding

40% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about once every 6 years in the area

Lower here

Coastal floodingTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningTsunamisVolcanic activity

Not a risk here

HurricanesHailDroughtAvalanches
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Point Roberts flood?

Every paid claim on a federal flood insurance policy in Point Roberts, from FEMA’s records.

23paid claims since 1982
$418Kpaid to owners
0homes flooded more than once
19822026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Point Roberts isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Whatcom County.
Disasters that hit Point Roberts

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Point Roberts itself: aid to households, or repair grants to Point Roberts.

Brought FEMA money into Point RobertsDeclared for Whatcom County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

1 household applied for aid $1K aid approved
2021

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

3 households applied for aid $11K aid approved
Whatcom County has had 23 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Point Roberts covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Point Roberts’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Point Roberts. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Point Roberts total about $716K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Point Roberts, WAView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Point Roberts is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01