Natural hazards · North Bend

North Bend, WA natural hazards

Most of the natural-hazard damage FEMA expects in North Bend comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 71 claims here since 1986. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Bend?

98
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Bend to be higher than in 98% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding66%Earthquakes34%Everything else1%
By hazard

What North Bend faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 4 years in the area

Earthquakes

34% of expected damage
Well above average · higher than 92% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Bend flood?

Every paid claim on a federal flood insurance policy in North Bend, from FEMA’s records.

71paid claims since 1986
$1.6Mpaid to owners
4homes flooded more than once
19862026

Biggest named events

  • Torrential rain: 13 claims, $362K
  • 2025-12-AtmosphericRiver: 11 claims, $685K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 25% off flood insurance. North Bend is in FEMA’s Community Rating System (class 5) for its flood-proofing work.
Insurance rates: King County.

What’s been done with FEMA grants

43homes raised above flood level
9flood-prone properties bought out and cleared
Disasters that hit North Bend

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Bend itself: aid to households, or repair grants to the City of North Bend.

Brought FEMA money into North BendDeclared for King County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

45 households applied for aid $304K aid approved
2024

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$66K to the City of North Bend for repairs
2012

Severe Winter Storm, Flooding, Landslides, and Mudslides

$34K to the City of North Bend for repairs
2011

Severe Winter Storm, Flooding, Landslides, and Mudslides

$24K to the City of North Bend for repairs
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

55 households applied for aid $103K aid approved $113K to the City of North Bend for repairs
2008

Severe Winter Storm and Record and Near Record Snow

$13K to the City of North Bend for repairs
2006

Severe Winter Storm, Landslides, and Mudslides

$32K to the City of North Bend for repairs
2006

Severe Storms, Flooding, Landslides, and Mudslides

38 households applied for aid $109K aid approved $44K to the City of North Bend for repairs
2003

Severe Storms and Flooding

1 household applied for aid
King County has had 30 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Bend covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to North Bend’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of North Bend. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Bend total about $11.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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