Natural hazards · Nespelem Community

Nespelem Community, WA natural hazards

Most of the natural-hazard damage FEMA expects in Nespelem Community comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nespelem Community?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nespelem Community to be higher than in 95% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding40%Avalanches31%Wildfire19%Cold waves6%Everything else5%

By hazard

What Nespelem Community faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Avalanches

31% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 6 years in the area

Wildfire

19% of expected damage

Well above average · among the top 1% of U.S. places

Cold waves

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nespelem Community flood?

FEMA's records show no paid flood insurance claims in Nespelem Community.

of all homes
are insured

No community discount. Nespelem Community isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Okanogan County.

Disasters that hit Nespelem Community

Federal disasters declared here

None of the disasters declared for Okanogan County shows FEMA aid or repair money reaching Nespelem Community itself in FEMA’s records.

Brought FEMA money into Nespelem CommunityDeclared for Okanogan County only

Okanogan County has had 35 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nespelem Community is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nespelem Community’s own flood-insurance community; household aid to the registrant’s city; repair grants to Nespelem Community. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.